So What’s the Deal With Insurance in Lima?

Insurance is different in Lima. It just is. In real estate they say that the key is always “location, location, location.” That can be the case in insurance too! Because insurance has become commoditized as an “off-the-shelf” product by the big-name players (think of a funny insurance commercial character or animal, any one will do….those […]

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Is a Home based Business “Risky Business?”

Today, many consultants, salespeople, and entrepreneurs work from home. Even more people work in home-based businesses like direct-sales. And if you believe late night TV ads, thousands of people work an hour or two a day in their pajamas and make six figures once they get hooked up by calling the right 1-800 number (we […]

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Why is my $100,000 house insured for $200,000?

If you have never worked in insurance before you may be under the impression that an insurance agent’s main job is to sell insurance. That would be an understandable, yet wrong, assumption. I am well into my second decade in the industry now and if there’s anything I’ve learned it is that my main job […]

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Why is my insurance policy 40 pages long and do I really have to read it?

First off, if your insurance policy is 40 pages long then count yourself fortunate. We have had occasion to review commercial policies that range into the hundreds of pages, but don’t feel sorry for us (like that would ever happen—we’re insurance agents!) But why are they so loooong? There are a lot of reasons, but […]

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