Why is my insurance policy 40 pages long and do I really have to read it?

First off, if your insurance policy is 40 pages long then count yourself fortunate. We have had occasion to review commercial policies that range into the hundreds of pages, but don’t feel sorry for us (like that would ever happen—we’re insurance agents!) But why are they so loooong? There are a lot of reasons, but […]

Read More

I Need a New Roof. What Do I Do?

In a world of perfect honesty there would be a lot of discussions like this: “Help. I need a new roof and I don’t have $9,000 sitting in the bank to pay for it. What should I do?” and a helpful, painfully frank voice would answer, “just wait for it to blow off and turn […]

Read More

STOP Dryer Fires

Did you know that one of the most frequent causes of fires is the combustion of lint buildup inside of dryer vent hoses? As an insurance agent, I see all the statistics but it is REAL EXPERIENCE that truly catches ones attention. I have personally seen several fires occur in nice, well maintained, superbly constructed […]

Read More

Renting A Car? Make Your Agent Your First Phone Call

If you’ve ever seen the movie Trains, Planes, and Automobiles you will remember with a smile the way Steve Martin and John Candy systematically destroyed their rental car one hilarious mishap at a time. By the time they were done the vehicle was a smoldering, bombed-out, heap of metal. I always wondered about the conversation […]

Read More