Insurance Coverage for Corona

With COVID 19 (Corona Virus) news sweeping the world, business insurance clients are asking their carriers about potential coverage for loss of business. Is there any? The short answer is “probably not.” While every type of business faces different risks, the main concern was initially from restaurants, hotels, and entertainment venues that are forced to […]

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Car Insurance for Ridesharing and Delivery

Entrepreneur John McAfee calls the gig economy empowerment; critics aren’t so sure. But whether you love it or hate it, the gig economy is here and it affects all spheres of life for those participating in the grind, including insurance. But is insurance keeping up? Drivers who take the wheel for Uber, Lyft and other ridesharing companies, and […]

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Attack of the Flying Trees

As we head into the stormy spring season, we approach a wonderful time of insurance questions such as, “I have water in my basement, is it covered?” —see this recent post for a partial answer!–and one of my personal favorites: “My tree fell on my neighbor’s house. Is that covered?” or the converse conundrum: “My […]

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Beware of Incomplete Business Insurance Policies

You wouldn’t buy half a pair of shoes would you? Ever go shopping for three quarters of a shirt? Of course not. But amazingly, many business owners buy incomplete business insurance. A typical business policy will cover loss to a building and contents–that’s great. Savvy business owners even make sure that their policy will cover lost income while […]

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