Special Programs

Sullivan Insurance is known for serving commercial insurance needs.

We have the experience and capacity to handle nearly all forms of commercial risk, however we’ve developed a few unique programs in several areas.

Golf Course Program

The Golf Course Program from Sullivan Insurance offers your club or golf facility a risk management program customized for your needs. Our liability premiums can be based on either gross revenue or rounds played–whichever provides you with the best price advantage. We provide unique coverages for pump houses, cart paths, sprinklers, even greens. Other highlights include the following options:

• Pollution Coverage
• Flood Coverage
• Errant Ball Coverage
• Liquor Liability
• Self Storage Program

This program is underwritten by national leaders in self storage insurance. Regardless of the size and scope of your operations, we can provide coverage for:

• Accrued Rent Charges
• Pollutant Cleanup
• Customers’ Goods Legal Liability
• Sale & Disposal Legal Liability
• Manufacturing & Machine Shops

We offer a broad spectrum of programs to protect manufacturing risks including Plastics, Metalworkers, Metal Stampers, Coating Facilities, Machine Shops, and Manufacturers. Coverage includes Property and Liability protection as well as Equipment Breakdown, Business Interruption, Power Interruption, Goods in Transit, and Mold and Die coverage. We can even include PRODUCTS RECALL COVERAGE and MANUFACTURER’S ERRORS AND OMISSIONS on certain accounts. We insure small family-owned operations and multi-million dollar corporations alike. As a Sullivan Insurance client your company will have a dedicated agent and service representative assigned to you and available 24 hours a day.

Social Services & Nonprofits

We salute our communities’ social service organizations. Your tireless dedication to the common good enhances all of our lives. Sullivan Insurance has provided custom protection to organizations ranging from charities to churches to municipally funded organizations and social service providers for children, the homeless, and the disabled. We specialize in the following types of accounts but will consider any non-profit:

• Private Schools
• Churches
• Homeless Shelters and Social Service Organizations
• Associations for the Developmentally Disabled
• YMCAs and other community health & fitness organizations
• Directors & Officers coverage for nonprofit boards
• Chambers of Commerce and Economic Development Groups

Child Care

Whether you run a day care or a preschool, we realize that you have enough headaches already and insurance shouldn’t be one of them! Our child care insurance packages are competitively priced, packed with essential coverage, and backed by one of the most trusted insurers in the industry. With our program you can include the protection your facility needs including abuse/molestation defense coverage and professional liability protection.

Auto Repair Shops

Just as cars and the knowledge needed to service them has changed over the years, insurance for service garages, auto dealers and car washes has changed too. While there are many traditional policies still being sold that provide only basic coverage, we can steer your shop into a policy that is the right fit. Our programs can include blanket coverage for customer vehicles, mechanic’s errors and omissions coverage, tool coverage, and more.

Restaurants

You wouldn’t stand for your patrons to receive anything but superior service at your establishment. Don’t settle for sub-par business insurance! Our carriers write a lot of restaurant insurance and that means they have the experience and data to help your restaurant avoid future losses. It also means they can price their policies competitively. When you call on us for your restaurant insurance needs we can evaluate your current program, help you uncover hidden risks your restaurant may face, and provide a tailored solution. With our policies you can choose coverage for loss of income as well as protection for many unexpected types of losses such as accidental discharge of refrigerants or power interruption. We will top things off with liquor liability or other pertinent protections and garnish with a side of excellent customer service.