Flood Insurance

Did You Know?

  • Flood InsuranceOhio ranks 19th in Flood claim payments among the 50 states and, according to government statistics, 25-30% of all flood losses occur in low to moderate risk zones.
  • Homeowners policies do not cover damage caused by flooding.
  • During the life of a 30-year mortgage there is a 26% chance of flood damage while only a 4% chance of loss due to fire.
  • Flood losses are often caused by melting snow, severe storms, and inadequate drainage systems. Often, no federal aid is released for these calamities.
  • Many homeowners who do not live near large bodies of water still face a significant risk of flooding from improper grading and water runoff from surrounding properties.
  • Flood Insurance, underwritten by the National Flood Insurance Program, is available through our office and is backed by the federal government.

How We Can Help

  • Our policies can be specifically designed to cover your home, commercial property, or condo, as well as your contents.
  • We can typically have the standard waiting period waived when flood insurance is required for a loan closing.
  • Flood insurance premiums can be as little as $250 a year but vary greatly depending upon how much coverage you want and where you live.
  • Visit www.floodsmart.gov for helpful information and tips.

Get a Quote

It’s simple! Click here to download the flood quote sheet. Just complete and submit it to us for a quick, no-obligation quote. Three easy ways to submit:


 

Email
mail@sullivaninsuranceinc.com

Mail
PO Box 328 Lima, OH 45802

Fax
419-229-3219

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Feel free to call us with questions at 419-229-5010 or toll free at 800-686-1657